Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, February 22, 2024

Lent Day 12: Making money spiritual



One of the most difficult things in Christian faith is with regard to money, making of money and spending money. Jesus didn’t show any inclination towards money and towards making of money. His teachings were more in the direction of equality and justice and business was not a concern for him at all. Perhaps we can interpret some of his teachings to bring out some management principles, but not with regard to income generation. The early church was also least concerned with money and instead preached and practiced community living and sharing of resources. But things have changed now. We are all in need of money for practical reasons. So, it is imperative for us to understand what the bible says about money and the creation of wealth.

St. Luke 16:13 says, “No servant can serve two masters; for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and mammon.” The teaching is quite clear and yet needs some exploration. Mammon can be seen in different ways. Some church fathers saw it as evil and therefore something to keep a distance from. Others interpreted it as money or wealth and therefore said that we cannot serve God and money at the same time.

So, is it bad to do business and to work? We can’t say that at this point because it will lead to the collapse of the markets and economy. It will also lead to the compromising of jobs which in turn will put a burden on several families. So, working and doing business is fine as people will have the satisfaction for working for their bread/food. But it becomes problematic when people use their money to sway the decision making or the policies of the church, when money is used for purchasing seats, power and authority.

Everyone is equal in the church. Whether one is a business person, working professional, executive, doctor, lawyer, medical worker, small scale trader or daily wage worker, everyone is the same. Everyone is the same before the Lord’s table because the Holy body and Holy blood of our Lord cannot be purchased and bought. Repentance and humility are the only ways of approaching the table and approaching our Lord. But unfortunately, this is not the case in several churches and Christian communities. Money speaks, money matters and money sways.

Lent should be a time to correct this. Money should become spiritual, prayerful and helpful. Money gets value only when used to help the poor and needy and feed the hungry. Till then it is only paper. Many people ask for prayers before starting a shop, starting a business or project and starting a job. But that should also extend to the money and income already at hand. We should pray for the thinking, responsibility and social concern to make best use of the money we have.

I am not just talking about tithes and help for the church but how we can be of help to each other. It can also go on to having a fund for medical emergencies to which everyone contributes according to their ability and from which those having medical emergencies can take from. It is not to say that those who are rich should not have luxuries and buy what they want. But to say that money can only be related to God if it helps God’s people. Without this it is only mammon. And mammon could mean money or even evil.

Money can lead us in two directions. It can make us evil by making us think that money is the ultimate and only thing in life. Or, it can make us good by thinking that money is only a piece of paper which we need but which does not control our life. This lent, shall we pray over our businesses, jobs, shops, work and savings, income, investments, profits and salaries so that we put it to good use and make it spiritual, instead of evil and individualistic. Amen.

 

Wednesday, February 14, 2024

Lent Day 4: Mutual investments with God are not subject to market risks



We get to hear a lot of talk on saving money and how to save money. Our parents would have advised us in this regard at some point of time and maybe continue to do so. They do it out of concern and love and we end up joining savings schemes, insurance policies and even collect money in piggy banks, containers and books. It is the money we hope will help us tide over a difficult time, or an unexpected expense.

We are also scared whether such money will indeed be safe. Advertisements of mutual funds have a disclaimer at the end, “Mutual Fund investments are subject to market risks, read all scheme related documents carefully.” What earlier was read in a rush is now read slower and clearer. It is a warning to be careful.

There have been moments in my life when I parted with such money which was specially kept for future needs. Moments when someone passed away, someone was hospitalized, someone was going to study and someone was getting married. I sometimes wonder how nice it would be if I still had that money with me. Because of the earlier parting with savings, I ended up sacrificing my needs and the needs of my family.

St. Matthew 6: 19-20 says, “Do not lay up for yourselves treasures on earth, where moth and rust consume and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust consumes and where thieves do not break in and steal.” Jesus is asking us to invest in him and in heaven because we then don’t have to be worried about it rusting or being stolen. The way to invest our treasures in heaven is to help someone here on earth by breaking our savings. Every time we have helped someone, we have made an investment in heaven, an investment which is not subject to any risk, market or otherwise.

Lent is a time to help the poor, needy and hungry. Diet restrictions are not enough and form only twenty five percent of our effort to undergo a meaningful lent. The other three parts are prayer, reconciliation and good behavior and helping those in need with food and money. We need some solid investments in heaven through our help to others here. Even though we will feel sad of letting go of hard-earned savings, we can be assured that the investments we make will be safe in God’s hands, ready to be encashed at another time and in another form. Amen.


(Picture credit: rhetoricaljesus.com)


Wednesday, March 1, 2017

Make up your mind during lent




Every time we are confused with certain things in our life we take a break, go for a retreat, meditate and think about where we are. Lent is a time to get our act straight and decide what our priorities are. It is to come to an understanding that we are observing lent to reiterate that we are with God and we are working for God’s kingdom.

St. Matthew 6:24 tells us that we cannot have two masters. “No one can serve two masters; for a slave will either hate the one and love the other, or be devoted to the one and despise the other. You cannot serve God and wealth.” We can either serve God or serve mammon (wealth, money). It is clearly one and not two simultaneously. Many sermons are tweaked to explain that although we have loads of money we can still serve God. This is not possible and lent is a painful reminder of that. We can serve only one master. What then is the essence of all that we are doing? We are working and insist on being paid and feel that money is important for every small thing in life. There is also the parable of the worker in St. Matthew 25:14-30 who buried his talent and was admonished by his master because he buried the talent given to him. So it is not to say that we must leave everything but to say that God should be primary. Everything else comes later. God and not money should determine the decisions we make.

Putting it this way, lent is a reminder that we can do with much lesser and we don’t need to hoard and keep away so that we can be assured of a better life. Rather, lent reminds us that we can cut down on several things and still be happy. It is an opportunity to remind our children that everything can’t be bought with money and important things can never be purchased. During lent we have to remember that our partner is a gift of God and is with us because of our love and not because of the money we have. If it was money, we would not be able to keep our partner. It is only love which is a gift from God which can do that. Lent is a beautiful reminder of this by making us feel that our love for Christ is so much that we can make do with very little because love satisfies all hunger.

During lent, as a family we can come together and understand that we have had difficult times out of which God helped us. There could also be bad times in the future and this experience of lenting will prepare us for such a time. During lent, as a family we are reminded that the love for God over shadows the love for everything else. God and not money matters! Together with this we also understand that all that God has given us matters more than wealth. And this includes our parents, siblings, partner, children and friends. We cannot put a price on them. Lent makes us understand this better.

I remember an incident when a man came forward to help his uncle who was in the hospital. The doctors gave up and the extended and immediate family followed suit. This man though said he would spend the money for the operation even though there was a minimal chance of success. The patient died but the man still had a point. He said that one cannot put a price for family. To save a life we have to give everything we have because everything we have won’t measure up to our family! I found much faith in the man and his convictions that all the money he had made meant nothing to him as long as they could not be of help to someone.

Ecclesiastes 5 is a passage for us to learn from. Verse 10 says that the lover of money will not be satisfied with money. This is because money can’t offer everything. It only suggests it can but at the end we realize that by itself it is of no use to us. In verse 12 it is mentioned that the labourers will have sweet sleep whereas the extra burden of the rich will not allow them good sleep. During lent we try to lose all the excess baggage so that we can sleep heartily. So lent is a time for the rich to trim their wealth and in the process get much needed peace of mind. Verse 15 says that we will go back naked just like we came from our mother’s womb. It suggests that how much ever you make, you simply can’t take it with you. Lent is a good reminder of this. By deciding to follow God we will get peace of mind which we won’t get by hugging our wealth.

Lent is difficult sometimes because we haven’t made up our minds. It is not to make up our mind on whether we should observe lent or not but to make up our mind as to who we should follow. Observing lent is an opportunity we get to reiterate our commitment to God. The richer we are the more we have to let go. Contrary to what we think, most of the self made billionaires in the world don’t live lavish lifestyles. They give away a lot of what they make. We must also understand that God is working through us so that we help the less fortunate and those pushed away from main stream society. Our boss in this sense is God and we are working every minute for God and not for ourselves. The more we let go and give away the more we will have because we will learn to live with minimalist things.

There are two symbolisms I would like to leave you with. They are both impulsive behavior and yet yield different results. One is online shopping and the other is giving to the poor and needy. Both are done impulsively sometimes and both give satisfaction. It is estimated that in the U.S. impulsive behaviour leads to sales worth 4 billion dollars with 62% of store purchases considered impulsive. In India this figure is much lesser but Geetha M. and Bharadwaj in their article "Impulse Buying Behaviour in India: An overview" say that even though research suggests there is close to 16% impulsive buying, this figure could be much higher because people living in collectivistic societies like India would not divulge actual information even though they may be buying impulsively. This said, the satisfaction that we get when we help someone is more than any other satisfaction. While shopping online we may feel happy but later on the product we bought will stare back at us with no emotion because it is a product of wealth. On the other hand a human being who is helped will smile back at us because the human is a creation of God. When we are tempted into impulsive buying we buy things which we don't actually need but anyway buy them because we worship them. On the other hand helping people is considered not so important because we are not worshiping God enough. Let this lent be a time for meditation, retreat, prayer and more than anything else, for making up our mind that we serve God. Let it also be a time when other human beings look and smile at us instead of looking like the cold lifeless products we buy.

Friday, November 19, 2010

What does corruption in India mean?

Three big corruption scandals have hit India over the past two months. The Commonwealth games is being investigated with skeletons coming out of the closet. The 2g scam involving spectrum Raja has been given the tag of being India’s biggest corruption scandal post independence. The amount runs into 1.76 lakh crores of loss to the state exchequer, unimaginable in a country like India. Even the Kargil martyrs haven’t been spared. The politician-army nexus has snatched flats meant for those who sacrificed their lives for the nation. The Adarsh housing scam has brought down a chief minister. The Congress led UPA (United Progressive Front) is being cornered by the opposition which itself is not any better when it comes to corruption. Two cases involve the BJP in a 500 crore land scam in Karnataka and the CPM in the Lavlin case in Kerala.

As the media have a field day with various scams the citizens of India have to understand the concept of corruption in India. India is ranked 87 in the corruption index. Why do people take money below the table? Existence, survival, security and the like may be the initial reasons of doing this. Once we enter this world, one cannot realistically come out of it. Life in India is undervalued. It is therefore not acceptable to take money over the table but everything is possible in the dark and undisclosed India. The same mentality makes us do anything and everything as soon as we feel that no one is noticing. This is the after 6 way of life.

The church is also at fault for encouraging and not fighting corruption itself. Despite countless sermons on the topic of God and mammon, Christians simply do not stop paying and accepting bribes. The act of not paying the salaries that the priests deserve and instead wishing to pay for ‘services rendered’ brings about a culture of dependence which is similar to bribing. Any discussion to introduce proper salaries for priests will bring about an explanation that priesthood is social work and therefore does not deserve a salary. This light of the day denial is accepted as the need of the hour in the dark of night. What this does is to bring in various categories of priests. There are the ones who will struggle for their day to day living expenses, the ones who will look for weddings and programmes to attend to make that little extra money, the ones who will sell insurance policies and do real estate and the ones who will try to go for a stint abroad or even better settle somewhere outside India.

The M.P.’s in parliament crossed party lines and came together to increase their own salaries by an unprecedented amount. But the list of scams is not showing any sign of decreasing. Power is seen as the single most effective way of getting what one wants. This power is attainable through money, both black and white. Money is used to get white, red and black robes and money is used to further violence from the confines and the safety of these robes. A poor Jesus is only for sermons which happen to be inside richly decorated and huge churches. Jesus is even twisted to include the God of prosperity who gives us whatever we ask. Black or white! It does not matter.

Corruption in India will not end any time soon. This is because it happens because of us the people and our dual natures at dawn and dusk. Even though the space to come together and prevent corruption exists we will never do so because we will never stand together on such issues. The only thing we are going to do is to watch TV, whine about the sorry state of affairs in India and then go to sleep. Jesus on the cross has a definite meaning for our lives. But are we willing to speak up for what he died for? Or are we just going to have Jesus stay on the cross, as a decoration for our churches and homes?